§ 703.520.Filing Claim; Time; Information Included

Once property has been levied on, the clock starts running for the debtor — or anyone else entitled to claim on the debtor's behalf — to protect it. The claim goes to the levying officer, in person or by mail, along with a copy. Subdivision (a) sets the deadline at 15 days after personal service of the notice of levy, or 20 days after service by mail; a mailed claim assigned a tracking number counts as filed on the postmark date, and one without a tracking number counts as filed when the levying officer receives it.

The claim itself, under subdivision (b), has to be sworn and cover six things: the claimant's name and an address for service of any notice of opposition; the debtor's name and last-known address if the claimant isn't the debtor; a description of the property, with extra detail required for certain motor-vehicle, tool-of-trade, or life-insurance exemptions that call for describing other similar property the debtor owns; a financial statement if § 703.530 requires one; a citation to the statute supporting the exemption; and a statement of the supporting facts.

Subdivision (c) carves out relief for debts arising from personal, family, or household transactions — what § 683.110(d) defines as a “personal debt.” A claimant on that kind of debt can file a claim beyond the ordinary 20-day window, following the extended-claim procedures of §§ 703.580 and 706.105, though the levying officer can still release the funds to the creditor once the ordinary 20 days have passed.