§ 704.780.Burden of Proof; Determination By Court; Order of Sale
Title 9. Enforcement of Judgments · Division 2 · Chapter 4. Exemptions · Article 4. Homestead Exemption · Last amended 1995 · Last verified July 28, 2026
Full Text of § 704.780
Plain-English Summary
The hearing this section governs decides two things: is the dwelling exempt, and if so, by how much. Who has to prove what depends on the county tax assessor's records. If those records show a current homeowner's or disabled veteran's exemption claimed for the dwelling, the creditor bears the burden of proving the dwelling is not a homestead. If the records show no such exemption, the burden flips to whoever claims homestead status. Separately, if the creditor's application already stated a specific exemption amount, the person disputing that figure bears the burden of showing a different amount applies.
Once the court decides the dwelling is exempt, it must determine both the exemption amount and the dwelling's fair market value, then order a sale subject to that exemption — unless the sale wouldn't likely produce enough of a bid to satisfy any part of the judgment debt under § 704.800's minimum-bid rule, in which case no sale order issues on that basis. Any sale that does go forward follows the general execution-sale procedure in Article 6 (starting at § 701.510), and the order must specify how proceeds get distributed among lienholders, naming each one.
The court clerk sends a certified copy of the ruling to the levying officer, and to the court where judgment was entered if that's a different court. The court may also appoint a qualified appraiser to help value the home, fixing reasonable compensation that can't exceed what similar appraisal work costs in that community.
Frequently Asked Questions
Who has to prove whether a home is a homestead at this hearing?
It depends on assessor records. If a current homeowner's or disabled veteran's exemption is on record for the dwelling, the creditor must prove it isn't a homestead; if no such exemption is on record, the person claiming homestead status has the burden.
What does the court decide if it finds the dwelling exempt?
The court determines both the exemption amount and the dwelling's fair market value, then generally orders a sale subject to the exemption unless the minimum-bid rule in § 704.800 would make the sale pointless.
Can the court get help valuing the home?
Yes. The court may appoint a qualified appraiser and fix reasonable compensation, capped at what similar appraisal services cost in that community.
What if the creditor's application already stated an exemption amount?
Whoever disputes that stated amount has the burden of proving a different figure applies.
Amendment History
Amended by Stats. 1995, Ch. 196, Sec. 8. Effective July 31, 1995.