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Rule 2950.Definitions.

Adopted June 27, 1969 · Last amended April 1, 1996 · Last verified June 30, 2026

In one sentenceFor this chapter, “action” means a proceeding to enter a judgment by confession for money under an instrument that authorizes it, other than an instrument executed by a natural person in connection with a consumer credit transaction.

Full Text of Rule 2950

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As used in this chapter ‘‘action’’ means a proceeding to enter a judgment by confession for money pursuant to an instrument, other than an instrument executed by a natural person in connection with a consumer credit transaction, authorizing such confession. ‘‘consumer credit transaction’’ means a credit transaction in which the party to whom credit is offered or extended is a natural person and the money, property or services which are the subject of the transaction are primarily for personal, family or household purposes.
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Plain-English Summary

The chapter governs confession of judgment for money—a process in which a written instrument lets a creditor obtain judgment without first suing in the ordinary way. The definition ties the chapter to instruments that contain that authority—excluding an instrument executed by a natural person in connection with a consumer credit transaction—and the rules that follow build the procedure around it.

Frequently Asked Questions

What is a judgment by confession?
A judgment entered on the strength of a written authorization in an instrument, rather than after a contested lawsuit. The debtor has agreed in advance that judgment may be entered.
What kind of instrument does the chapter require?
One that authorizes the entry of a judgment by confession for money, other than an instrument executed by a natural person in connection with a consumer credit transaction. That instrument is the document the later rules require the plaintiff to file.

Official Note

Official Note: The action is abolished insofar as it would apply to a confession of judgment which is part of an instrument executed in connection with a consumer credit transaction.

Amendment History

The provisions of this Rule 2950 adopted June 27, 1969, effective January 1, 1970; amended April 1, 1996, effective July 1, 1996, 26 Pa.B. 1806. Immediately preceding text appears at serial page (190621).

Source & verification. Rule text, the Official Note, and the amendment history are reproduced verbatim from the Pennsylvania Code, Title 231, the official compilation of rules adopted by the Supreme Court of Pennsylvania. Last verified June 30, 2026. · Official text
Also known as: confession of judgment definitionscognovit money judgment