Rule 508.2.Petition

Last verified June 28, 2026

In one sentenceRule 508.2 requires a debt-claim petition to add detailed facts — the account or loan terms, the amount owed, any ongoing interest, and the chain of assignment — on top of the general petition requirements of Rule 502.2.

Full Text of Rule 508.2

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(a) Contents. In addition to the information required by Rule 502.2, a petition filed in a lawsuit governed by this rule must contain the following information:

(1) Credit Accounts. In a claim based upon a credit card, revolving credit, or open account, the petition must state:

(A) the account name or credit card name;

(B) the account number (which may be masked);

(D) the date of charge-off or breach of the account, if known;

(E) the amount owed as of a date certain; and

(F) whether the plaintiff seeks ongoing interest.

(2) Personal and Business Loans. In a claim based upon a promissory note or other promise to pay a specific amount as of a date certain, the petition must state:

(A) the date and amount of the original loan;

(B) whether the repayment of the debt was accelerated, if known;

(D) the amount due as of the final payment date;

(E) the amount owed as of a date certain; and

(F) whether plaintiff seeks ongoing interest.

(3) Ongoing Interest. If a plaintiff seeks ongoing interest, the petition must state:

(A) the effective interest rate claimed;

(B) whether the interest rate is based upon contract or statute; and

(4) Assigned Debt. If the debt that is the subject of the claim has been assigned or transferred, the petition must state:

(A) that the debt claim has been transferred or assigned;

(B) the date of the transfer or assignment;

(D) the name or a description of the original creditor.

End

Plain-English Summary

Rule 508.2 makes a debt-claim plaintiff show its work. Beyond the Rule 502.2 basics, the petition must give account- or loan-specific facts. For a credit account it states the account name and number (which may be masked), the dates of origination and charge-off, the amount owed as of a date certain, and whether ongoing interest is sought. For a loan it states the original amount and date, any acceleration, the final payment date and amount due, and the amount owed.

If the plaintiff seeks ongoing interest, the petition gives the rate, its contract or statutory basis, and the dollar amount claimed. If the debt was assigned, it states that fact, the date, any prior holders, and the original creditor.

Frequently Asked Questions

What extra information must a debt collector's petition include in Texas justice court?

Under Rule 508.2, account or loan details, the amount owed, any ongoing interest and its basis, and the chain of assignment from the original creditor.

Can a debt collector mask the account number in a Texas justice court petition?

Yes. Rule 508.2(a)(1)(B) allows the account number in a credit account petition to be masked.

What must a loan-based debt claim petition state about the final payment?

Under Rule 508.2(a)(2), the petition must state the date final payment was due and the amount due as of that date.

Source & verification. Rule text and the official Notes and Comments are reproduced verbatim from the Texas Rules of Civil Procedure (Tex. R. Civ. P. 508.2), published by the Texas Judicial Branch (txcourts.gov). Promulgated by the Supreme Court of Texas. The plain-English summary is original and draws on official sources. Last verified June 28, 2026. · Official source

Also known as: debt claim petitioncredit account petitionassigned debtTRCP 508.2